On this page you can find everything about an insurance in the Netherlands.

You are by law obliged to be properly insured during your time in the Netherlands. Most importantly you are required to have health insurance to cover any medical costs you may incur during your stay. Codarts strongly advises students to take out a health insurance policy before arrival. Dutch students are obligated to take out the Basic Healthcare Insurance. For international students Codarts recommends a good and complete insurance through AON (international student insurance). For more information on health insurance in the Netherlands, please visit and have a look at the insurance checklist. For questions you can contact the student counselor via

The first person to consult in the Netherlands for almost all medical assistance is a general practitioner (GP); in Dutch called ‘’Huisarts’’. If necessary, the GP will refer you to a specialist. Students are advised to choose a family doctor practicing in their neighborhood and to inquire whether he or she will take them as a patient, even before they need to see one. Please note that not all doctors are able to take new patients!

If necessary, the family doctor will give a prescription. Strong medicines are only available on prescription and are prepared at a pharmacy (apotheek). Chemists (drogisterij) sell ‘over the counter’ medicines, such as aspirin and cough medicine.

For accidents and sudden illnesses requiring immediate attention, students can go to or call the Emergency Service (EHBO) of one of the local hospitals. Please note: there is a special General Emergency telephone number for accidents, ambulance, fire brigade and police: 112. After calling this number, students will immediately be connected with the department for emergency services in their city.

Read the factsheets below for more information about the Dutch Healthcare.